FAQ's - Frequently Asked Questions

• Can I own property in Thailand?
• Do they issue Title Deeds in Thailand?
• Can my Thai spouse own land?
• What are the Taxes involved with property in Thailand?
• Is it possible for a Foreigner to open a Bank account?
• Can a Foreign National get a mortgage or Loan?
• Can I live in Thailand and what types of Visa are available?
• Is my driving licence valid in Thailand?
• Is it safe to living Thailand?
• Do I need any vaccinations when visiting Thailand?
• In the event of an emergency, who can I call?
• What currencies do they use in Thailand?

Under the Condominium Act B.E. 2535, a Foreign National is permitted to own a condominium unit that falls within the 49% “Foreign Ownership” quota of a building. In general a Non-Thai citizen is not permitted to own land in Thailand however they are permitted to be shareholders of a Limited Liability Company that is in possession of land and property that may situated on that land. A foreigner is also entitled to lease a property or land for up to 30 years in accordance with Land Office regulations. More Info

There are various forms of title deeds in Thailand with the principal document being the “Chanote” which is the highest endorsement of legal ownership. Other recognized documents include the “Nor Sor 3 Gor”, Nor Sor 3, and Nor Sor 4, however these means should generally be avoided when dealing with property or land ownership.

Up until 1998, a Thai woman who was married to a foreigner would no longer have the right to purchase land. Any land that was in her possession prior to marriage could be kept. After the change in the legal statue (1989-99), a Thai spouse may purchase land so long as they conform to the new regulations:  The Thai spouse must be able to prove that the money used to purchase the land was provided (absolutely) by the Thai spouse and that the foreign has no claim what so ever on the funds. The foreign spouse may also be required to sign a declaration to state that they have no interests in the land or any rights to make claim.

There are certain taxes and fees involved with most transaction. Costs can vary and are set by the Land Office. The regular fees are 0.5% Stamp Duty, 0.01% Transfer Fee, 0.11% Business Tax (with regards to property less than 5 years old) and an Income Tax rate of around 1-3%. Thailand does not have a “Capital Gains Tax” as with many other countries. There is set way that costs and fees are paid for when purchasing a property however generally they are split evenly between the buyer and seller.

Yes. Opening a bank account is relatively simple and is useful for those spending a lot of time in Thailand or property owners with a rental income. Many banks are now offering Internet banking and phone banking services.

In general, it is uncommon for Foreigners to be granted a mortgage in Thailand. Despite this, some banks have been more cooperative with offering finance or loans to non-Thai nationals over recent years. The terms and conditions of finance may vary considerably from bank to bank and many factors are usually taken into account, such as: length of time a work permit has been held, years of service with current employer, annual salary, marital status, applicant’s age and the type of property that is being purchased.

A Visa upon arrival is available for most Passport holders, this is usually valid for 1 month. Non-Immigrant O and Business Visas have to be applied for in and overseas Thai Embassy or Consulate (ideally a person’s country of origin). Thailand’s Visa regulations are notoriously inconsistent and it is advised to cheek with local authorities with regards to visa arrangements.

A National drivers licence may be accepted to drive a vehicle in Thailand however an International Drivers Licence is required for most Thai insurance companies policies. It is also required for visitors or residence staying in Thailand for over a 3 month period to apply for a Thai Driver Licence.

Although Thailand is relatively safe compared to other parts of Asia safety still remains a major concern for most people, especially families with children. Like all countries, Thailand is not free from crime and care should always be taken when travelling. Most crimes in Thailand are committed by opportunists and simple precautions can be taken to reduce the chance of a misfortunate occurrence.

As with most countries in the tropics, you should always check with your doctor or health agency to see what medical precautions are recommended when travelling to Thailand. If you are in the country are will be travelling to rural areas it is also recommended to consult a local doctor if you have any concerns about medical issues

Pattaya has various Hospitals, Ambulance, Police and Fire services. Most embassies are located in Bangkok however there are some consulates based in Pattaya. For more information see our Resource page.

The currency of Thailand is Baht. US Dollars and other foreign currencies may sometimes be used in tourist locations however exchange rates tend to be far less favourable than using the local currency.